Credit Repair Cloud Review – Key to Industry Success?
If you landed here, chances are you’re looking to generate income with some type of credit repair service. Maybe you’re an existing Credit Secrets member, an entrepreneur, or a credit repair or tax specialist. Or, maybe you’re just a curious noob exploring your options. Either way, Credit Repair Cloud has an interesting offer.
But, is it right for you?…That’s what I aim to help you find out.
Here, you’ll find a summary of Credit Repair Cloud reviews from customers and employees alongside a list of features and everything you should expect if you decide to sign up.
This is what’s in store:
- What Does Credit Repair Cloud Do?
- Credit Repair Cloud Products & Features
- Frequently Asked Questions
- Final Thoughts: Is Credit Repair Cloud a Pyramid Scheme?
So, let’s get crackin!
What Does Credit Repair Cloud Do?
Credit Repair Cloud is a full-featured platform designed to help individuals and businesses navigate credit repair –- It essentially serves as the backbone of a credit repair business, offering a range of essential features.
With the software, you can quickly and efficiently:
- Import credit reports
- Generate credit audits
- Craft dispute letters
- Manage clients
- Track your business health
- Simplify common credit repair processes
But, that’s not all…
Credit Repair Cloud doesn’t stop at providing tech; they also offer training that covers credit repair expertise and business know-how, to ensure you have the knowledge and skills to excel in the industry. Whether you’re a rookie or a seasoned pro, their training programs claim that they can help take your business to the next level.
Plus, there is the “Credit Hero” movement – a supportive network of like-minded individuals committed to changing lives through credit repair. Ideally, if you join, you’re not alone on this journey, and the community can provide advice, support, and encouragement.
On their website, Credit Repair Cloud implies that they have 5-star ratings on Glassdoor and Trustpilot. The truth is that they’re rated 4.6 and 4.8 on the platforms respectively. These numbers are still impressive, but the advertising might be a little misleading.
In a nutshell, Credit Repair Cloud empowers you to run a successful credit repair business, helps clients enhance their financial futures, and offers the training and community support needed for your journey as a credit hero. It’s a holistic solution that could make a real difference in the credit repair world.
Recommended: 15 Simple Tricks to Get & Stay Out of Debt
Credit Repair Cloud Company Overview
Credit Repair Cloud, an Inc. 5000 company, was founded in 2012 by Daniel Rosen. So, it’s been around for more than a decade, and is still thriving.
According to LinkedIn, Credit Repair Cloud is Rosen’s primary business project (he’s the current CEO), which indicates that he’s been active in the company since its launch. Prior to spearheading the launch, Rosen was somewhat of a serial entrepreneur with other business and financial projects that followed his past life as a television comedian.
As it appears on Crunchbase, Credit Repair cloud now employs between 101-250 people who — based on Glassdoor reviews – tend to love their jobs.
(It’s a super good sign when the staff is satisfied with the work they do.)
In all, Credit Repair Cloud is an established, legitimate company with seemingly strong leadership.
You might also like: ScoreCEO Credit Repair Software: A Complete Analysis
Credit Repair Cloud Pricing
As advertised, access to Credit Repair Cloud starts at $179 per month with a 30-day free trial. Once you’re inside the platform, you will have the option to purchase add-ons such as mentoring or the “masterclass,” which cost an additional $997.
While many people are completely satisfied after making the investment, it’s not for everyone.
So, is Credit Repair Cloud as good as the happy campers say? And, is it worth the starting monthly price tag? Let’s learn about the platform features, training, and the Credit Hero community to find out.
Credit Repair Cloud Products & Features
I want to summarize what you will get if you sign up for the free trial (keep in mind, you will need to enter your credit card info to sign up, so be sure to cancel your subscription before the end of the 30-day period if you don’t want to continue).
Here’s what’s included with the offer…
You might also like: Is DisputeBee Legit? A Complete, Uncut Review
1. Credit Repair Business Secrets Podcast
Credit Repair Cloud advertises their podcast at the top of their list of offers. You can listen and subscribe to the Credit Repair Business secrets podcast on Apple, Spotify, YouTube, Google, Stitcher, Overcast, TuneIn, and/or PocketCast.
The first episode (available on the Credit Repair Cloud website) is an eight-minute-long advertisement for the offer — there is some definite value in this particular episode if you’re trying to decide if the platform is right for you.
However, if you’re looking to see what real gems of wisdom the brand has to share, I recommend checking out some of their most popular episodes:
- How to Instantly Delete Negative Items on a Credit Report (2021)
- How to Start a Credit Repair Business (2015)
- How to Remove a Bankruptcy From Your Credit Report (2021)
In listening to these episodes, you’ll see if the information is going to provide you with value. While I tend to think of podcasts as interviews with multiple experts, there is quite a bit of useful info in these recordings – especially for beginners.
At the time of launching the podcast, Rosen said that he didn’t know of any other podcasts like his. While that probably was true 17 years ago, there definitely are some good ones out there today.
Recommended: The Truth Behind the “Pay to Delete” Letter
2. Free Credit Repair Business Book
Credit Repair Cloud advertises a free book, The Ultimate Guide to Growing a Credit Repair Business. If it were me, I would’ve made it an eBook to send directly to interested parties via email (but you don’t see me running a successful credit repair business platform, do you?) — this company wants to send you a free book with a $7.95 shipping charge.
When I see a “shipping charge” on a “free product,” I don’t consider it to be free. However, if you head over to Amazon, you’ll see that the only way you’re going to save money on this is if you order a used copy. The only real upside to ordering this book from another retailer is that you won’t have to share your email address, which applies to those with privacy concerns.
So, what do readers have to say about the book?
In all, The Ultimate Guide to Growing a Credit Repair Business has 4.6 star ratings on Amazon (this is actually good!).
According to readers, the book is super informative, and the only real complaint is that it regularly calls readers to use the Credit Repair Cloud software — For anyone who isn’t aware of the core offer when they pick it up, I can see how that might be off putting.
3. The Credit Hero Challenge
The Credit Hero Challenge, a 14-day online course to boost your credit score. It’s designed by Credit Repair Cloud and costs $47 to join, with a two-week money-back guarantee if you’re not satisfied.
This challenge is for folks wanting to fix their credit or even start a credit repair business. You’ll learn how to dispute negative items on your credit report, build a good payment history, and set up your credit repair business. The coaching team includes experts like Daniel Rosen and Corey Gray.
The program offers a comprehensive 14-day course, a Fast Track Credit Repair Roadmap, “cheat sheets” to boost credit fast, and a workbook for setting up a credit repair business. Plus, you can get bonuses like a credit repair course certification and tips from Credit Hero Challenge’s Millionaires Club.
Pros include:
- Easy-to-follow advice
- Step-by-step guidance
- Access to credit experts
But it’s not free, and it’s crucial to commit to see results. In the end, people tend to say it’s legit and worth considering if you want to boost your credit score and financial situation.
Recommended: Credit Secrets business bundle ($36.90).
4. Credit Repair Cloud Software & Alternatives
When I write a software review, 99% of the time, I dive in and test out the features. So — full disclosure — I didn’t do that this time.
Here’s why:
- I noticed some negative reviews from users who had a hard time canceling their accounts in the past.
- The platform asks you to enter your payment information before the free trial starts.
- DisputeBee and ScoreCEO (competitors) both offer free trials without entering your credit card info.
- I really didn’t want to risk future dispute processes.
Sadly, there’s not much user info about Credit Repair Cloud on Reddit, which is where I usually find the trust signals I look for from technology offers before I sign up. So, what I’m about to share is based solely on brand advertising.
Rather than tout about everything you can do with Credit Repair Cloud, let’s compare the offer side-by-side with DisputeBee and ScoreCEO — the three top credit repair business software offers.
Here’s a feature comparison for Credit Repair Cloud, DisputeBee, and Score CEO:
Credit Repair Cloud | DisputeBee | Score CEO | |
Monthly Pricing | $149 to $599 | $49 to $129 | $149 to $299 |
Free Trial | 30 days, CC required | 14 days, no CC required | 7 days, no CC required |
Import Credit Reports | ✅ | ✅ | ✅ |
Dispute Letter Templates | ✅ | ✅ | ✅ |
Lead & Signup Capture | ✅ | ✅ | ✅ |
Credit Dispute Automation | ✅ | ✅ | ✅ |
Business Dashboard | ✅ | ✅ | ✅ |
Import Clients & Leads | ✅ | ✅ | ✅ |
Credit Audit | ✅ | ✅ | ✅ |
CRM Features | ✅ | ✅ | ✅ |
Web Hosting | ✅ | ✅ | ✅ |
Batch Printing | ✅ | ⛔ | ✅ |
Affiliate Tools | ✅ | ✅ | ✅ |
Developer API & Zapier | ✅ | Integrations | ✅ |
Client & Affiliate Portal | ✅ | ✅ | ✅ |
Complete Dispute Library | ✅ | ✅ | ✅ |
Client Onboarding | ✅ | ⛔ | ✅ |
Client Signature Capture | ✅ | ✅ | ✅ |
Dedicated Support | ✅ | ✅ | ✅ |
Credit Repair Training | ✅ | ✅ | ✅ |
Please note that the availability and specific features of these platforms can change over time, so make sure to verify the current offers before you make a decision.
Whether or not Credit Repair Cloud is right for you will depend on your needs and resources. DisputeBee offers a personal plan for those who aren’t sure about offering credit repair services.
Recommended: How to Remove Late Payments from Your Credit Report
5. Masterclass & Credit Repair Expo
Before we wrap this up, you should know that Credit Repair Cloud hosts a couple of cool events you might want to know about.
First, there’s the Masterclass – it’s a 6-week deep dive into the credit repair world. You get to learn the nitty-gritty stuff, from dispute strategies to using their software and even how to bring in clients. Basically, it’s all about getting you ready to kickstart or boost your credit repair business, and it’s a chance to meet other folks in the industry.
You can sign up for the first webclass for free, and if you choose to join, the Masterclass training runs at around $997.
Then there’s the Credit Repair Expo, which is a gathering of credit repair pros, where you can learn, network, and share experiences. They have workshops, panel discussions, and presentations on all things credit repair.
If you join the Expo, you can get the inside scoop on the latest trends, software updates, and best practices. Plus, you can check out new products and services in the field. It’s a great way to level up your credit repair game and connect with others who are just as passionate about it.
Note: I don’t believe there’s a scheduled upcoming Expo at this time, but you can sign up to receive updates on the Credit Repair Cloud website if you want to know when it will happen.
Frequently Asked Questions
Credit Repair Cloud is a software platform designed for credit repair professionals. It helps them manage their credit repair businesses. Users can import credit reports, access dispute letter templates, automate credit dispute processes, capture leads, and more.
Yes, Credit Repair Cloud offers two months of free web hosting to paid users. So, as a user, you have the option to set up a website for your credit repair business. There are additional costs associated with long-term website hosting on the platform.
The “best” credit repair company can vary depending on your needs and goals. It’s essential to research and compare different companies, their services, fees, customer reviews, and industry reputation. And, consider whether you prefer a mostly hands-on or hands-off approach.
To fix credit on your own, check your credit reports from all three major credit bureaus for errors or inaccuracies, then dispute any incorrect information with the bureaus. Pay your bills on time and in full and reduce your credit card balances. And, learn about unusual reasons your credit score can go down.
Final Thoughts: Is Credit Repair Cloud a Pyramid Scheme?
I’ll be the first to admit that this offer has some subtle signs of the pyramid schemes of yesteryear, But, the answer is no. Credit Repair Cloud seems to be more like a full-featured online training course than a Ponzi scheme.
Now, whether it’s right for you is something you’ll need to determine on your own. The good news is that the platform is free to use for the first 30 days. So, if you decide to give it a shot, there’s not much risk involved. The only thing you need to invest for the first month is your time.
As far as I’m concerned, it doesn’t hurt to try new things….as long as you’re informed.
To dive deep into the world of credit repair fast and learn nearly everything there is to know about credit repair, check out Credit Secrets today.