Most Common Credit Score FAQs

How can I remove prior disputes from my credit report to ensure a smooth mortgage application process?

How long does a foreclosure stay on credit reports?

Why didn’t my Goodwill Letter help improve my credit score when the creditor stated they cannot update accurate information?

What are the consequences of closing a credit account and how can it negatively impact my credit report and score?

Is it advisable to avoid speaking with collection agents on the phone and instead send a written letter to the agency’s mailing address to resolve the issue and stop further contact?