Most Common Credit Score FAQs

Is it advisable to avoid speaking with collection agents on the phone and instead send a written letter to the agency’s mailing address to resolve the issue and stop further contact?

Should I include my full account number when writing letters to dispute items on my credit report? How can I obtain the complete account number?

Why didn’t my Goodwill Letter help improve my credit score when the creditor stated they cannot update accurate information?

What should I do if I send a letter to the address listed on my credit report and it is returned?

What can be done to handle persistent calls from a collection agency?