Most Common Credit Score FAQs

What are the consequences of closing a credit account and how can it negatively impact my credit report and score?

What does it mean when a debt is charged off?

Why did a lender reject my loan application even though my FICO score exceeded their minimum requirement?

What should I prioritize first, collection accounts and public records or other credit-related actions, to have the most impact on my credit score?

Why do credit scores vary between different credit monitoring services and sources?