Most Common Credit Score FAQs

Can a Goodwill Letter help improve credit scores for multiple late payments on a single account?

Is it advisable to avoid speaking with collection agents on the phone and instead send a written letter to the agency’s mailing address to resolve the issue and stop further contact?

Can a Credit Bureau remove and reinstate a disputed item?

Is it worth disputing a previously paid collection that is past its statute of limitations?

What are the consequences of closing a credit account and how can it negatively impact my credit report and score?