Most Common Credit Score FAQs

Can an item be removed from my credit report if I have already paid it, or does it only apply if there was a reporting error?

How can I remove inaccurate or incomplete reporting on my credit report if there is no address listed for the creditor?

Is it advisable to avoid speaking with collection agents on the phone and instead send a written letter to the agency’s mailing address to resolve the issue and stop further contact?

What should I do if I send a letter to the address listed on my credit report and it is returned?

How can I deal with collection agency calls and find relief from the constant stress they cause?