Most Common Credit Score FAQs

How can I obtain my credit report and scores?

What does it mean when a debt is charged off?

What are the consequences of closing a credit account and how can it negatively impact my credit report and score?

Is it advisable to avoid speaking with collection agents on the phone and instead send a written letter to the agency’s mailing address to resolve the issue and stop further contact?

Why did a lender reject my loan application even though my FICO score exceeded their minimum requirement?