Most Common Credit Score FAQs

How long does a foreclosure stay on credit reports?

Can a Goodwill Letter help improve credit scores for multiple late payments on a single account?

Why did a lender reject my loan application even though my FICO score exceeded their minimum requirement?

Is it possible to improve my credit score if I have public records and/or collection accounts by removing late payments?

Should I include my full account number when writing letters to dispute items on my credit report? How can I obtain the complete account number?