Most Common Credit Score FAQs

How can I contact a credit bureau if there is only a PO Box listed on my credit report?

Is it possible to improve my credit score if I have public records and/or collection accounts by removing late payments?

How can I obtain my credit report and scores?

What can be done to handle persistent calls from a collection agency?

Is it advisable to avoid speaking with collection agents on the phone and instead send a written letter to the agency’s mailing address to resolve the issue and stop further contact?