Most Common Credit Score FAQs

Is it advisable to avoid speaking with collection agents on the phone and instead send a written letter to the agency’s mailing address to resolve the issue and stop further contact?

What does it mean when a debt is charged off?

Should I pay off my credit cards in full or maintain a balance to improve my credit score?

How can I obtain my credit report and scores?

Why didn’t my Goodwill Letter help improve my credit score when the creditor stated they cannot update accurate information?