Most Common Credit Score FAQs

Can an item be removed from my credit report if I have already paid it, or does it only apply if there was a reporting error?

What are the consequences of closing a credit account and how can it negatively impact my credit report and score?

What can be done to handle persistent calls from a collection agency?

How can I use a goodwill letter from Chapter 2 to request the removal of negative items on my credit report after maintaining a current account for a while?

How can I contact a credit bureau if there is only a PO Box listed on my credit report?