Most Common Credit Score FAQs

Do closed accounts from the past negatively impact my credit score? Should I focus on removing them?

Is it advisable to settle unpaid charge-offs from the past?

How can I dispute an open account I no longer want to continue paying for?

How can I access my latest credit report if my credit monitoring website only updates periodically?

How can I contact a credit bureau if there is only a PO Box listed on my credit report?