Most Common Credit Score FAQs

Can an item be removed from my credit report if I have already paid it, or does it only apply if there was a reporting error?

What does it mean to have a bankruptcy discharge?

What does it mean when a debt is charged off?

What should I prioritize first, collection accounts and public records or other credit-related actions, to have the most impact on my credit score?

Why do credit scores vary between different credit monitoring services and sources?