Most Common Credit Score FAQs

How can I use a goodwill letter from Chapter 2 to request the removal of negative items on my credit report after maintaining a current account for a while?

Is a debt consolidation loan a good option for paying off credit card debt?

Is it advisable to avoid speaking with collection agents on the phone and instead send a written letter to the agency’s mailing address to resolve the issue and stop further contact?

Why do credit scores vary between different credit monitoring services and sources?

Why didn’t my Goodwill Letter help improve my credit score when the creditor stated they cannot update accurate information?