Most Common Credit Score FAQs

What does it mean when a debt is charged off?

How can I use a goodwill letter from Chapter 2 to request the removal of negative items on my credit report after maintaining a current account for a while?

How many disputes can I include in a single credit dispute letter for multiple accounts with the same creditor?

What should I do if my letter is returned?

Is it advisable to settle unpaid charge-offs from the past?