Most Common Credit Score FAQs

What are the consequences of closing a credit account and how can it negatively impact my credit report and score?

Why did a lender reject my loan application even though my FICO score exceeded their minimum requirement?

How can I obtain my credit report and scores?

Is it possible to improve my credit score if I have public records and/or collection accounts by removing late payments?

What can be done to handle persistent calls from a collection agency?