Most Common Credit Score FAQs

Why did a lender reject my loan application even though my FICO score exceeded their minimum requirement?

Can a Goodwill Letter help improve credit scores for multiple late payments on a single account?

Is it advisable to avoid speaking with collection agents on the phone and instead send a written letter to the agency’s mailing address to resolve the issue and stop further contact?

Why didn’t my Goodwill Letter help improve my credit score when the creditor stated they cannot update accurate information?

What should I do if my letter is returned?