Most Common Credit Score FAQs

Can an item be removed from my credit report if I have already paid it, or does it only apply if there was a reporting error?

Is it advisable to settle unpaid charge-offs from the past?

Can a small claims lawsuit against a creditor alleging violations of the FDCPA be moved from a local county court to a US District Court based on federal law jurisdiction?

How can I contact a credit bureau if there is only a PO Box listed on my credit report?

Is a debt legally valid without a signature?