Most Common Credit Score FAQs

Should I include my full account number when writing letters to dispute items on my credit report? How can I obtain the complete account number?

How can I remove inaccurate or incomplete reporting on my credit report if there is no address listed for the creditor?

Can a small claims lawsuit against a creditor alleging violations of the FDCPA be moved from a local county court to a US District Court based on federal law jurisdiction?

Should I pay off my credit cards in full or maintain a balance to improve my credit score?

Can a credit repair firm help remove a “disputed” item from my credit report if I’ve used their services before?