Most Common Credit Score FAQs

Should I include my full account number when writing letters to dispute items on my credit report? How can I obtain the complete account number?

Is it worth disputing a previously paid collection that is past its statute of limitations?

Can a small claims lawsuit against a creditor alleging violations of the FDCPA be moved from a local county court to a US District Court based on federal law jurisdiction?

Is it advisable to avoid speaking with collection agents on the phone and instead send a written letter to the agency’s mailing address to resolve the issue and stop further contact?

How can I find the contact information for my creditors?