Most Common Credit Score FAQs

How can I dispute an open account I no longer want to continue paying for?

Is it advisable to settle unpaid charge-offs from the past?

What is the statute of limitations for credit related matters?

Can an item be removed from my credit report if I have already paid it, or does it only apply if there was a reporting error?

Is it possible to improve my credit score if I have public records and/or collection accounts by removing late payments?