Most Common Credit Score FAQs

What is the definition of Bankruptcy Dismissal?

What are the consequences of closing a credit account and how can it negatively impact my credit report and score?

Do closed accounts from the past negatively impact my credit score? Should I focus on removing them?

What should I do if I send a letter to the address listed on my credit report and it is returned?

Can an item be removed from my credit report if I have already paid it, or does it only apply if there was a reporting error?