Most Common Credit Score FAQs

Should I include my full account number when writing letters to dispute items on my credit report? How can I obtain the complete account number?

What are the consequences of closing a credit account and how can it negatively impact my credit report and score?

How can I include partial information in my dispute letter to identify myself to the credit reporting agencies?

Why did a lender reject my loan application even though my FICO score exceeded their minimum requirement?

What does it mean when a debt is charged off?