Most Common Credit Score FAQs

Is it advisable to avoid speaking with collection agents on the phone and instead send a written letter to the agency’s mailing address to resolve the issue and stop further contact?

What does it mean when a debt is charged off?

What does it mean to have a bankruptcy discharge?

Is it possible to improve my credit score if I have public records and/or collection accounts by removing late payments?

How can I contact a credit bureau if there is only a PO Box listed on my credit report?