Most Common Credit Score FAQs

Is it advisable to settle unpaid charge-offs from the past?

How can I use a goodwill letter from Chapter 2 to request the removal of negative items on my credit report after maintaining a current account for a while?

Can a Credit Bureau remove and reinstate a disputed item?

Why did a lender reject my loan application even though my FICO score exceeded their minimum requirement?

What does it mean when a debt is charged off?